Memorial Day Office Closing
The credit union's offices will reopen on Tuesday, May 28, 2013 with the normal hours of operation.
Please contact the credit union if you have any questions.
76th Credit Union Annual Meeting Held
McKesson Federal Credit Union held it's 76th Annual Meeting at VFW Post 9460 in Stratford on May 8, 2013. Reports from the Board, management and Committees were provided.
Elected to two year terms on the credit union's Board of Directors were:
- Philippe Beaudoin
- Dave Bogen
- Leo Dorsey
- Charlie Ilioff
All members present were served refreshments at the conclusion of the meeting.
Five Year Mortgage Loan Special!
With this special offer, you can refinance your existing mortgage and accelerate its repayment with a great rate! You can also use the equity in your home to do improvements or buy that special car, or consolidate debts….all at a super rate. Rates are not going to stay low forever; now is the time to borrow at a great rate with NO APPLICATION FEES or CLOSING COSTS!
Rates as low as 2.99% APR*
The credit union also has other special rate for home equity loans with up to ten year repayment terms. See our loan rates at http://www.mckessonfcu.org/mckesson/RatesLoan.asp.
*Annual Percentage Rate. Rate is based on five-year term with a monthly payment of $17.96 per thousand borrowed and requires direct deposit or electronic payment. Loan to value ratio 70% or less. Property insurance must be maintained throughout the loan term. Other rates and terms available for up to ten years. Rate may be higher based on credit history. Rate is for new loans over $50,000 and is subject to change without notice. Other restrictions may apply. Contact Val at extension 13 for full details. Owner-occupied single family in CT only.
**Member may be responsible for actual closing costs incurred by the credit union if the related loan is paid off within one year of closing.
Vehicle Loan Special! As low as 1.95% APR*!!!
You can get a great rate on financing for a new or used vehicle. You can even get preapproved before you start shopping. You can also refinance loans you may have with other institutions!! Apply on line at https://www.creditunionwebsites.com/V004U21MOY/mckesson/loanapp.asp.
Contact Val at ext. 13 for full details.
* APR Annual Percentage Rate. The actual rate you pay will be determined by your credit history. New McKesson FCU loans only. Offer is subject to change. Approved credit only.
Buy Lake Compounce Daily Tickets Online!
Go to http://www.lakecompounce.com/ and use the following promo code 201307632 when purchasing tickets. The resulting price will be $30.94 including tax and processing fees.
Go to www.lakecompounce.com and click on Tickets and Passes at the top of the
Scroll down to 2013 Single Day Tickets and click “Buy Online Now”
Click on the Promo Code tab at top of the page and enter the above Promotion Code (201307632).
Enter the number of tickets you wish to purchase and follow the instructions for entering your credit information.
Print out your tickets and bring them with you the day of your visit.
Printed tickets are accepted right at the turnstiles— no need to wait in ticket booth lines.
Enjoy your trip to Lake Compounce!
Every day, computer criminals are attempting to compromise systems offered by financial institutions. Systems at McKesson FCU, as well as other financial institutions, can be targeted in these criminal attempts. Although McKesson FCU has implemented multiple layers of security to combat these threats, there are some computer specific precautions that every user must take in order to ensure a secure environment. With that in mind, it is important that everyone take the precautions below with regard to the workstations used to access financial systems such as McKesson FCU’s On Line Banking.
When logging into a system, do not provide any information that is not typically requested. For McKesson FCU’s On Line Banking, this “typical information” is your user name, and password. Periodically, additional authentication question responses will also be requested. McKesson FCU will not change the login criteria without first informing you. If you are asked for information such as your Social Security Number, birth date, or other personal information, do not provide it and contact McKesson FCU.
Make sure your computer is as safe and secure as possible.
- Ensure that Windows updates (patches), anti-virus software and anti-spyware software is installed, updated and functioning correctly.
- Don’t install unknown or unsolicited programs on computers such as programs you find out about in email messages, download sites and chat rooms. These programs can harbor computer viruses that may give criminals access to your computer without your knowledge.
- Don’t open suspicious emails or attachments. The following should be considered suspicious:
o Unknown sender.
o The email containing the attachment was not addressed to you, specifically, by name.
o Incorrect or suspicious filename.
o Unexpected attachments.
o Attachments with suspicious or unknown file extensions (e.g.: *.exe, *.vbs, *.bin, *.scr, *.com, *.reg).
o Unusual topic lines (e.g.: “Your car?”; “Family Update!”; “A ______ has sent you a greeting”, etc).
If you notice anything suspicious while logging into or working with McKesson FCU’s On Line Banking or any other McKesson FCU system, immediately notify the credit union at 1-203-381-9492. Thank you!
Get a Free Checking Account and a MasterCard Debit Card
A number of banks have recently started to increase checking fees and/or have announced plans to also charge a debit card usage fee. Why pay the high fees assessed by banks when you can get the same services for a lot less or even free at McKesson FCU?
You can read the full article “More Bad News for Bank Customer: Debit Card Fees” by visiting http://abcnews.go.com/Business/wireStory/bank-america-charge-5month-debit-cards-14633305.
Join consumers who refuse to pay for a service that should be free…apply for a debit card from McKesson Federal Credit Union. We never charge checking account or debit card usage fees. Applying is easy – start by clicking here for an application.
Federal Benefit Payments are Going Electronic!
All federal benefit payments are going paperless in the future. If you are receiving Social Security, a federal pension, or other federal benefit payment, switch from paper checks to direct deposit before the official deadline. It only takes five minutes to sign up! All you will need is your account number and the credit union's ABA number (221182804). Ask a teller, visit www.GoDirect.org or call (800) 333-1795.
Refinance your Mortgage with McKesson FCU!
McKesson Federal Credit Union is offering a fixed rate 10 year first mortgage loan to members interested in refinancing their existing mortgages at other institutions with a quicker repayment. The rate is presently as low as 3.99% APR and is subject to change. The actual rate you pay will be dependent upon your credit score. This program is limited to owner occupied properties in Connecticut with a loan-to-value of 70% or less.
In addition, McKesson Federal Credit Union may pay the closing costs associated with closing the loan. Think about it....you may be able to reduce your interest rate and your monthly payment, while increasing your rate of ownership in your residence without spending a dime of your own money.
Contact Val at extension 13 for complete terms and details. Maximum loan amount is $250,000. The mortgage loan must remain outstanding for at least one year or the borrower(s) will be responsible for reimbursing the credit union for its closing costs.
Beware of Fraudulent E-Mails Regarding ACH
We have been made aware that a fraudulent email purportedly from NACHA, the Electronic Payments Association, is circulating indicating that an ACH transaction has been rejected and to click on a link within the email. The fraudulent email reads as follows:
From: nacha.org [mailto:email@example.com]
Sent: Thursday, November 12, 2009 10:25 AM
To: Doe, John
Subject: Rejected ACH transaction
Dear bank account holder,
The ACH transaction, recently initiated from your bank account (by you or any third party) was rejected by the Electronic Payments Association. Please review the transaction report by clicking the link below.
Unauthorized ACH Transaction Report
Copyright ©2009 by NACHA - The Electronic Payments Association
If you receive this email, please do not click on the link in the email. NACHA says the link redirects the individual to a fake web page which appears like the NACHA website and contains a link which is almost certainly an executable virus with malware.
CO-OP Surcharge-Free ATM Network Expands!
With McKesson FCU's participation in the CO-OP Network, our members can now access more than 28,000 surcharge-free ATMs (includes 9,000 deposit-taking) across North America that are part of the CO-OP Network. In fact, CO-OP recently signed a contract expiring in 2014 to allow the usage of surcharge-free ATMs in 7-Eleven stores nationwide.
To identify surcharge-free ATMs near you that are part of the network, you can use CO-OP's Locator service at http://www.co-opfs.org/public/locators/index.cfm.
You can also call 888-SITE-CO-OP to find locations using our toll-free ATM locator!
Why pay unnecessary surcharge fees?
Your Shares Have $250,000 Insurance Protection
Federally insured credit union member accounts are insured to at least $250,000 by the National Credit Union Share Insurance Fund, a federal insurance fund backed by the full faith and credit of the U.S. Government.
A temporary increase from $100,000 to $250,000 was effective from October 3, 2008, through December 31, 2009. On May 20, 2009, the temporary increase was extended through December 31, 2013, and now the $250,000 federal insurance protection becomes permanent.
The National Credit Union Administration charters and supervises federal credit unions. NCUA, with the backing of the full faith and credit of the U.S. government, also operates and manages the National Credit Union Share Insurance Fund, insuring the accounts of over 90 million account holders in all federal credit unions and the majority of state-chartered credit unions. NCUA is funded by credit unions, not federal tax dollars.
For more complete information about the deposit insurance coverage related to your accounts at the credit union, please visit www.NCUA.gov.
New Online Banking Enhancements!
Enroll in the McKesson Federal Credit Union Online Banker by following the links in our website at www.mckessonfcu.org! With our Bill Pay, you can make payments from either your Savings or Checking Account....you decide with each payment!
If you are already enrolled and would like to have your Bill Pay activated, please contact our main office and we will handle your request promptly.
Banking just got a lot easier!
Free Credit Report Available!
As mandated by Congress in the Fair and Accurate Credit Transactions Act of 2003, consumers are entitled to a free copy of their credit report, at their request, from each of the three companies once every 12 months.
Go to http://www.ftc.gov/freereports to order your free copy.
Free Online Banking, Bill Pay, and Touch Tone Teller Services!
The online banking platform has increased abilities that you can customize for your own personal needs. Using E Alerts and Preferences, you can create email alerts to notify you when balances fall below a specified amount; notify you when specified checks clear; notify you when rates change or for special offers; and much more. You will still be able to view account histories and perform transfers and other transactions. Register for this free service by contacting the credit union and a temporary password will be emailed to you. To qualify for this service, you must provide us a valid email address.
We have recently added the bill pay feature to our online banking platform. Use of this service is being offerred free of charge to active users of the online banker. Call us and we will gladly activate this service for you.
In addition, with E Statements, you can receive your statements electronically. This will ensure that your statements are received by you in a timely and secure fashion. And ecologically friendly!
The Touch Tone Teller Platform continues to be a very popular amongst credit union members to access their credit union accounts 24/7. The first time you access the new platform, you will use your account number as the base account number, and the last four digits of your Social Security Number as the PIN (or password). You will then be prompted to change the temporary PIN to a permanent PIN. A listing of popular codes are available on the credit union's website under "Applications and Forms" or we can send one to you.
We think that once you give the credit union's online services a try....you will be happy that you did.