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Rates - effective April 1, 2013
| Vehicle Loans---SPECIAL RATES!! |
| |
Term |
APR* |
| New or Used Auto |
24 Months |
As low as 1.95% |
| New or Used Auto |
36 Months |
As low as 1.95% |
| New or Used Auto |
48 Months |
As low as 1.95% |
| New or Used Auto |
60 Months |
As low as 1.95% |
| New Auto |
72 Months |
As low as 2.99% |
~ 2005 or newer, NADA Retail.
| Personal & Co-maker Loans |
| Minimum |
Maximum |
Term |
APR* |
| $1,000 |
$7,500 |
up to 48 months |
As low as 8.99% |
| Share Draft Overdraft Protection |
| |
APR* |
| Maximum Amount - $1,000 |
14.90% APR |
| VISA Classic (No Annual Fee) |
| |
Maximum |
APR* Cash Advances |
APR* |
| Credit lines up to |
$7,000 |
14.90% |
12.90% |
| Share Secured Loans |
| |
Minimum |
Term |
APR* |
| Regular Shares |
$1,000 min. |
up to 60 months |
3.00% |
| Term Share Certificate |
$1,000 min. |
up to 36 months |
Share Certificate Rate
Plus 3.00% |
| Home Equity Loans (CT Only)# |
| Minimum |
Maximum |
Term |
APR* |
| $50,000--SPECIAL RATE!! |
$100,000 |
up to 60 months |
As low as 2.99% |
| $25,000--SPECIAL RATE!! |
$100,000 |
up to 84 months |
As low as 3.99% |
| $25,000--SPECIAL RATE!! |
$100,000 |
up to 120 months |
As low as 3.99% |
| Home Equity Lines of Credit (CT Only)#@ |
| Minimum |
Maximum |
|
APR* |
| $25,000 |
$100,000 |
Draw period up to 60 months |
As low as Prime-1.50% |
*Annual Percentage Rate
#70% maximum loan to value. No closing costs. Member may be responsible for actual closing closts incurred by the credit uniion if the related loan is paid off within one year of closing.
@ Home Equity Lines of Credit provide for a draw period of up to five years, followed by up to a ten year repayment term. During the draw period, the member is required to make monthly interest only payments. These HELOCs are variable rate, with the rate adjusting adjusting twice yearly to an index based upon the Wall Street Journal Prime Rate. The interest rate payable upon a Home Equity Line of Credit is subject to an interest rate minimum of 5.0% APR.
All rates, terms, and yields are subject to change - please call for current rates and complete terms. The rate you pay will be determined by your credit history. Rates available on approved credit.
